See If You Qualify

Licensed in the State of Florida

Licensed in the State of New Jersey  

FHA mortgage rates March 2014

FHA mortgage rates March 2014

Fannie Mae minimum credit score of 620

FHA requires a minimum credit score of 500

VA requires a minimum credit score of 500

USDA requires a minimum credit score of 580

Today’s historically low interest rates make now the perfect time to purchase a new home.

One of the most popular types of mortgages is the 30-year fixed-rate mortgage. This loan is usually the easiest to qualify for and provides the maximum interest deduction at tax time. The interest rate stays the same over the life of the loan which provides unchanging low monthly payments.

No matter what the economy looks like, mortgage rates change on a daily, even hourly, basis. Rate fluctuations can cost or save you thousands of dollars. With that in mind, the question when shopping for a loan is whether it's best to lock in a rate or float the loan. Either way, there's risk.

Fannie Mae and Freddie Mac require a minimum credit score of 620 to buy a home. Their mission is to help ensure that home buyers and home owners have access to mortgage financing.

Government Loans

There are several types of government loan programs that you may qualify for. Each program has different down payment, credit score, property type and loan-to-value requirements

FHA requires a minimum credit score of 500 to purchase a home. There are no income limits like you may find with first time home buyer programs. However, there are limits on how much you can borrow.

Fannie Mae minimum down payment of 5%

FHA minimum down payment of 3.5%

VA loan no minimum down payment

USDA no minimum down payment


Please note that all fields followed by an asterisk must be filled in.
Property State*
County of subject property*
How did you hear about us*
If Realtor - Realtor's Name
Purchase or Refinance*
When do you want to close*
Describe your Credit*
Property type*
Loan type*
Have you ever declared bankruptcy, when was it discharged*
Do you have any foreclosures*
Have you ever had a short sale*
Do you have any collection accounts, excludung medical*
Verifiable rental or mortgage history*
Property value*
Loan Amount*
Your first name*
Your middle initial
Your last name*
Please choose a suffix
Daytime/Work Phone*
Evening Phone*
Cell Phone*
What is your employment status *
What is your email address*
Current mailing address*
ZIP code*
How long have you lived at this address*
Date of birth*
Citizenship status*
Social Security #*
Marital status*
Are you requesting a loan with a spouse or Co-borrower*
If Co-borrower, Co-borrower first name
Co-borrower last name
Co-borrower current mailing address
Zip code
Co-borrower date of birth
Co-borrower Social Security #
What are your total monthly debt payments, excluding housing*
What is your monthly housing payment*
Annual Income*
stocks, bonds, mutual funds, 401K checking and savings*
How much do you have in stocks, bonds, mutual funds, 401K*
Please tell us about any special circumstances that may apply to your loan request and/or the best time for us to call you

Call us 888.958.4228

We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.

We look forward to working with you.

KEYWORDS: FHA mortgage rates March 2014,

Minimum credit score needed

to buy a house

Apply Now!


Requires a minimum credit score of 500 to buy a house

FHA minimum

credit score 500


Requires a minimum credit score of 500 to buy a home or refinance

VA minimum

credit score 500

Fannie Mae

Requires a minimum credit score of 620 to buy a home

Fannie Mae minimum

credit score 620

Freddie Mac

Requires a minimum credit score of 620 to buy a home

Freddie Mac minimum

credit score 620

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