What documentation will I need?

• Personal tax returns for the past 2 years
• Current pay stubs for the past month
• Bank statements for last 2 months (all pages)
• Latest retirement statement for each active account (all pages)
• Sales contract (purchase)
• Clear copy of Driver’s License (front and back)
• Clear copy of SS card (front and back)
• Addresses and loan information of other real estate owned (if any)


Apply Now

Please note that all fields followed by an asterisk must be filled in.



We look forward to working with you

We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.


Credit Score needed to buy
a condo or refinance


FHA loan requirements new borrowers with less than a 580 credit score will be required to put down at least 10%

FHA requires a minimum credit score of 500 to buy a home or refinance



Bankruptcy


Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date


Foreclosure


Foreclosure must have been resolved for at least 3 years

Government loan: Seasoning is determined by the date the claim was paid

Loans other than Government: Seasoning is determined by the date of sale the lender sold the property


Short Sale


FHA guidelines requires three year past from the date of sale of the property


Call Now, Our Staff is Available
888-958-4228


Apply Now!