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FHA First Time Home Buyers & FHA Loans to Refinance


Credit score needed to buy a house or refinance. FHA changed the minimum credit scores for new borrowers:

New borrowers will now be required to have a minimum credit score of 580 to qualify for FHA's 3.5% down payment program.

New borrowers with less than a 580 credit score will be required to put down at least 10%. The minimum credit score for an FHA loan is 500.

This change went into effect in 2010. This allowed the FHA to better balance its risk and continue to provide financing for home ownership.


Jun 25, 2017

FHA cash out

The FHA cash out loan program allows for a mortgage refinance of an owner occupied property. The maximum cash out refinance loan cannot exceed 85% of the appraised value of the home.

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Jun 25, 2017

FHA Loans for First Time Home Buyers & FHA Loans to Refinance

What is an FHA home loan? Are you a first time home buyer? Requirements to qualify for an FHA loan. Purchase, refinance or cash out. Minimum credit score, down payment & cash out limits for FHA loans.

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Jun 24, 2017

FHA en Español - Prestamos FHA para Primeros Compradores

FHA en español. Puntaje de crédito mínimo de FHA es 500 para comprar una casa o refinanciar. Puntaje de crédito mínimo de 580 3.5% pago inicial. Puntuación de crédito menos de 580 necesita 10% pago.

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Jun 24, 2017

FHA Purchase - What is the minimum credit score to get a mortgage?

FHA purchase. FHA loans have been helping people become homeowners since 1934. A perfect credit score is not needed for an FHA purchase.

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Jun 24, 2017

Apply Now

Apply now! Whether you're planing to refinance, buy your first home, lower your monthly payments, buy a second home, consolidate debt or get pre-approved for a mortgage. Apply online now.

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Jun 18, 2017

Cash Out Refinance

Thinking of a cash out refinance? The easiest way to save money. FHA lowers MIP rate in 2016 for cash out refinance. Are you trying to refinance take cash out and want lower payments?

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Jun 18, 2017

FHA 203k Loan Purchase or Refinance Requirements 203k Mortgage Guidelines

FHA 203k loan down payment requirements. FHA requirements new borrowers will now be required to have a minimum credit score of 580 to qualify for 3.5% down payment.

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Jun 18, 2017

First Time Home Buyer FHA Minimum Credit Score Buying a Home

First Time Home Buyer. FHA loan programs offer lower down payments. FHA closing cost. Minimum credit score for FHA. How to qualify for a FHA mortgage.

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Jun 18, 2017

FHA Condo loan - FHA loans for Condominiums

Are you thinking of buying a Condo and the Condo is not FHA approved? Our FHA Condo loan can approve you and the Condo at the same time. Minimum credit score of 580 is required.

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Jun 18, 2017

FHA manufactured home loan purchase or refinance

FHA loan for a manufactured home must be constructed after June 15, 1976, in conformance with the Federal Manufactured Home Construction and Safety Standards purchase or refinance.

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Jun 18, 2017

Florida FHA manufactured home loan purchase or refinance

FHA loan for a Florida manufactured home must be constructed after June 15, 1976, in conformance with the Federal Manufactured Home Construction and Safety Standards purchase or refinance.

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Jun 18, 2017

FHA Quick Quote

Quick quote - Minimum credit score needed to buy a home or refinance.

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Jun 06, 2017

FHA $100 Down Payment Program in Florida

FHA $100 down payment program. You can buy a HUD owned property for only a $100.00 down payment. HUD owns the property and offers special financing and were previous FHA loans.

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May 18, 2017

2017 FHA Minimum Credit Score Florida First Time Home Buyer

First time home buyer program. FHA minimum credit score Florida credit, down payment, bankruptcy, foreclosure, short sale, debt-to-income ratios and updated FHA loan requirements.

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May 01, 2017

Pre-approval

Pre-approval. What's the minimum credit score needed to buy a house or refinance?

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FHA purchase FHA refinance FHA 203k loan FHA cash out $100 down loan

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What's the minimum credit score needed to buy a house or refinance?


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FHA loans

FHA loans require a minimum 500 credit score to buy a house or refinance

500 credit score


VA loans

VA loans require a minimum 500 credit score to buy a house or refinance

500 credit score


Fannie Mae

Fannie Mae loans require a minimum 620 credit score to buy a house or refinance

620 credit score


USDA loans

USDA loans require a minimum 580 credit score to buy a house or refinance

580 credit score


HOMEPATH

HomePath loans require a minimum 620 credit score to buy a house

620 credit score


HARP refinance

HARP loans require no minimum credit score to refinance

No minimum credit score


Freddie Mac

Freddie Mac loans require a minimum 620 credit score to buy a house or refinance

620 credit score


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