The HARP Home Affordable Refinance Program allows you to take advantage of current market rates even if you are underwater. Take advantage of the HARP program and lower your monthly payments or lower the term of your mortgage using the Fannie Mae streamline process.
Homeowners whose mortgage interest rates are much higher than the current market rate should see an immediate reduction in their payments.
Homeowners who are paying interest only, who have a low
introductory rate that will increase in the future, or who face a
balloon payment may not see their current payment go down if they
refinance to a fixed rate and payment.
Homeowners who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value now have the opportunity to refinance.
If the loan being refinanced does not currently have PMI then the new loan will not require PMI. The new loan must provide a benefit to the borrower in the form of a reduced P&I payment of at least 5% or more stable program.
The program should:
Credit score requirements:
The objective of a refinance under Home Affordable Refinance Program is to provide creditworthy homeowners who have shown a commitment to paying their mortgage the opportunity to get into a new mortgage with better terms.
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Credit Score requirements
The program should
Home Affordable Refinance Program allows you take advantage of current market rates even if you are underwater.
Call Us 888-958-4228