Licensed in the State of Florida only.


HARP Home Affordable Refinance Program

HARP Home Affordable Refinance Program

The HARP Home Affordable Refinance Program allows you to take advantage of current market rates even if you are underwater. Take advantage of the HARP program and lower your monthly payments or lower the term of your mortgage using the Fannie Mae streamline process.

Homeowners whose mortgage interest rates are much higher than the current market rate should see an immediate reduction in their payments.

Homeowners who are paying interest only, who have a low introductory rate that will increase in the future, or who face a balloon payment may not see their current payment go down if they refinance to a fixed rate and payment.

Homeowners who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value now have the opportunity to refinance.

If the loan being refinanced does not currently have PMI then the new loan will not require PMI. The new loan must provide a benefit to the borrower in the form of a reduced P&I payment of at least 5% or more stable program.

Apply Now!

The program should:

  • Reduce the interest rate
  • Replace an ARM or Interest-Only payment loan
  • Reduce the monthly Principal and Interest payment
  • Reduce the amortization term

Credit score requirements:

  • Primary Residence 620 Credit Score
  • Second Home 680 Credit Score
  • Investment Properties 680 Credit Score

Maximum loan-to-value:

  • 620 Credit Score Maximum Loan-to-Value 200% (Primary)
  • 680 Credit Score Unlimited Loan-to-Value (Primary & Second)

The objective of a refinance under Home Affordable Refinance Program is to provide creditworthy homeowners who have shown a commitment to paying their mortgage the opportunity to get into a new mortgage with better terms.

Apply Now!

Call Now 888-958-5382

HARP Application

Please note that all fields followed by an asterisk must be filled in.
When do you want to close*
Describe your Credit*
Refinance*
Do you have 12 months verifiable rental or mortgage history*
Property State*
Have you ever declared bankruptcy, when was it discharged*
Do you have any foreclosures*
Have you ever had a short sale*
Are you requesting a loan with a spouse or co-borrower*
Co-Borrower Describe your Credit -
Co-Borrower first name -
Co-Borrower middle initial -
Co-Borrower last name -
Co-Borrower address -
Co-Borrower Annual Income -
Co-Borrower Date of birth -
Co-Borrower Social Security # -
Property value*
Loan Amount*
Your first name*
Your middle initial*
Your last name*
Please choose a suffix
Daytime/Work Phone*
Evening Phone*
Cell Phone*
What is your employment status *
What is your email address*
Current mailing address*
City*
State*
ZIP code*
How long have you lived at this address*
Date of birth*
Marital status*
Citizenship status*
Social Security #*
What are your total monthly debt payments, excluding housing*
What is your monthly housing payment*
Annual Income*
How much do you have in checking, savings, stocks, bonds, mutual funds, 401K*
Please tell us about any special circumstances that may apply to your loan request and/or the best time for us to call you

We look forward to working with you.

We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.

Call us 888.958.4228

KEYWORDS: HARP Florida Home Affordable Refinance Program, HARP Florida 2013, HARP Refinance Florida, HARP Refinance Florida 2013,



HARP Program

Minimum

Credit Score requirements

  • Primary Residence 620 Credit Score
  • Second Home 680 Credit Score
  • Investment Properties 680 Credit Score

Maximum loan-to-value

  • Primary Residence 620 Credit Score Maximum Loan-to-Value 200%
  • 680 Credit Score Unlimited Loan-to-Value (Primary & Second)

HARP Program

The program should

  • Reduce the interest rate
  • Replace an ARM or Interest-Only payment loan
  • Reduce the monthly Principal and Interest payment
  • Reduce the amortization term

HARP Program

Home Affordable Refinance Program allows you take advantage of current market rates even if you are underwater.

Apply Now!

Call Us 888-958-4228