Licensed in the State of Florida


HARP Home Affordable Refinance Program

HARP Home Affordable Refinance Program

The HARP Home Affordable Refinance Program allows you to take advantage of current market rates even if you are underwater. Take advantage of the HARP program and lower your monthly payments or lower the term of your mortgage using the Fannie Mae streamline process.

Homeowners whose mortgage interest rates are much higher than the current market rate should see an immediate reduction in their payments.

Homeowners who are paying interest only, who have a low introductory rate that will increase in the future, or who face a balloon payment may not see their current payment go down if they refinance to a fixed rate and payment.

Homeowners who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value now have the opportunity to refinance.

If the loan being refinanced does not currently have PMI then the new loan will not require PMI. The new loan must provide a benefit to the borrower in the form of a reduced P&I payment of at least 5% or more stable program.

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The program should:

  • Reduce the interest rate
  • Replace an ARM or Interest-Only payment loan
  • Reduce the monthly Principal and Interest payment
  • Reduce the amortization term

Credit score requirements:

  • Primary Residence 620 Credit Score
  • Second Home 680 Credit Score
  • Investment Properties 680 Credit Score

Maximum loan-to-value:

  • 620 Credit Score Maximum Loan-to-Value 200% (Primary)
  • 680 Credit Score Unlimited Loan-to-Value (Primary & Second)

The objective of a refinance under Home Affordable Refinance Program is to provide creditworthy homeowners who have shown a commitment to paying their mortgage the opportunity to get into a new mortgage with better terms.

Apply Now!

Call Now 888-958-5382

HARP Application

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Call us 888.958.4228

KEYWORDS: HARP Florida Home Affordable Refinance Program, HARP Florida 2013, HARP Refinance Florida, HARP Refinance Florida 2013,



HARP Program

Minimum

Credit Score requirements

  • Primary Residence 620 Credit Score
  • Second Home 680 Credit Score
  • Investment Properties 680 Credit Score

Maximum loan-to-value

  • Primary Residence 620 Credit Score Maximum Loan-to-Value 200%
  • 680 Credit Score Unlimited Loan-to-Value (Primary & Second)

HARP Program

The program should

  • Reduce the interest rate
  • Replace an ARM or Interest-Only payment loan
  • Reduce the monthly Principal and Interest payment
  • Reduce the amortization term

HARP Program

Home Affordable Refinance Program allows you take advantage of current market rates even if you are underwater.

Apply Now!

Call Us 888-958-4228