What documentation will I need?

• Personal tax returns for the past 2 years
• Current pay stubs for the past month
• Bank statements for last 2 months (all pages)
• Latest retirement statement for each active account (all pages)
• Sales contract (purchase)
• Clear copy of Driver’s License (front and back)
• Clear copy of SS card (front and back)
• Addresses and loan information of other real estate owned (if any)

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Application

Please note that all fields followed by an asterisk must be filled in.

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We look forward to working with you.

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www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.


We look forward to working with you.

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New Jersey Location

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Minimum Credit Score Needed

to Buy a Home or Refinance


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or

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FHA Loans

Requires a minimum credit score of 500 to buy a home or refinance

FHA minimum

credit score 500


VA Loans

Requires a minimum credit score of 500 to buy a home or refinance

VA minimum

credit score 500


Fannie Mae

Requires a minimum credit score of 620 to buy a home or refinance

Fannie Mae minimum

credit score 620


Freddie Mac

Requires a minimum credit score of 620 to buy a home or refinance

Freddie Mac minimum

credit score 620


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888-958-4228

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