FHA Loan


FHA Loan ~ FHA changed the minimum credit scores for new borrowers:

New borrowers will now be required to have a minimum credit score of 580 to qualify for FHA's 3.5% down payment program.

New borrowers with less than a 580 credit score will be required to put down at least 10%. The minimum credit score for an FHA loan is 500.

This change went into effect in 2010. This allowed the FHA to better balance its risk and continue to provide financing for home ownership.


Jan 15, 2018

FHA $100 Down Payment Program in Florida

FHA $100 down payment program. You can buy a HUD owned property for only a $100.00 down payment. HUD owns the property and offers special financing and were previous FHA loans.

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Jan 15, 2018

Cash Out Refinance Requirements for FHA

Thinking of a cash out refinance? The easiest way to qualify is to ask has your mortgage been paid on time for the last 12 months? If it has then you've met the first requirement to get approved.

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Jan 11, 2018

Bank Statement Loans 2018 Get a Mortgage Using Your Bank Statements

Bank statement loans 2018. Are you self employed? Do you need to qualify for a mortgage using your business or personal bank statements? 85% LTV to $1,000,000 minimum loan $150K & 680 credit score.

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Jan 09, 2018

FHA dti Guidelines 2018 ~ What is the required debt to income ratio for FHA?

FHA dti guidelines 2018. FHA maximum dti ratio can be over 55%. FHA uses a decision engine that approves your loan. If the decision engine likes your loan it may approve your dti above 55%.

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Jan 08, 2018

Credit Score Requirements 2018 FHA Credit Score Requirements for Mortgage

FHA loan credit score requirements 2018. What is the minimum credit score to qualify for an FHA loan? Can you qualify for an FHA loan with bad credit? What credit score is needed for an FHA loan 2018?

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Jan 07, 2018

FHA 203k Loan

FHA 203k loan offers a renovation mortgage for buyers interested in purchasing a fixer-upper or homeowners interested in making home repairs. Minimum credit score is 550.

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Jan 07, 2018

Home Buyer Program 2018 First Time Home Buyer Programs FHA Loan Limits

Requirements for first time home buyer program 2018. Minimum credit score, required down payment and closing cost. FHA loan requirements 2018 minimum credit score to buy a house.

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Jan 05, 2018

Requirements Florida 2018 FHA Loan Requirements & FHA Loan Limits for 2018

FHA loan requirements Florida 2018. How do you qualify for an FHA loan? Are FHA loans for first time home buyers only?

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Jan 04, 2018

FHA After Bankruptcy 2018 Get a Mortgage After Bankruptcy FHA Guidelines 2018

Waiting period for FHA after Bankruptcy 2018. FHA bankruptcy chapter 7 loan requirements. Chapter 13 bankruptcy FHA guidelines for 2018. Current 30 year FHA mortgage rates and FHA loan limits.

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Jan 04, 2018

FHA after bankruptcy. How long after bankruptcy can I buy a house FHA?

FHA after bankruptcy. How long after bankruptcy can I buy a house FHA?

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Jan 03, 2018

FHA after short sale. How long after a short sale can I buy home with FHA loan?

FHA after short sale. FHA guidelines requires three years past from the date of the short sale. Waiting period starts from the time the lender sells the property. Three years from the sale date.

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Jan 03, 2018

FHA Loan 2018 Requirements After Foreclosure, Bankruptcy or Short Sale

Requirements to qualify for an FHA loan 2018. Do I qualify for an FHA loan? Minimum credit score of 580 to buy a home with only a 3.5% down payment. FHA waiting period & FHA loan limits for 2018.

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Jan 02, 2018

FHA Loan Requirements for 2018 ~ FHA Minimum Credit Score ~ FHA Mortgage Rates

Do I qualify for a FHA loan? How much money do I need to buy a house? FHA allows a borrower with a minimum credit score of 580 to buy a home with only a 3.5% down payment.

Continue reading "FHA Loan Requirements for 2018 ~ FHA Minimum Credit Score ~ FHA Mortgage Rates"

Dec 23, 2017

Non Warrantable Condo Program

Non warrantable condo program. Thinkimg of buying a condo? Have you been told that the condominium is non warrantable?

Continue reading "Non Warrantable Condo Program"

Dec 17, 2017

Minimum Credit Score 2018 FHA First Time Home Buyer Credit Score Requirements

First time home buyer minimum credit score 2018. Minimum credit score of 580 to qualify for FHA's 3.5% down payment program. FHA loans require a minimum 500 credit score to buy a house.

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FHA loans

FHA loans require a minimum 500 credit score to buy a house or refinance

500 credit score


VA loans

VA loans require a minimum 500 credit score to buy a house or refinance

500 credit score


Fannie Mae

Fannie Mae loans require a minimum 620 credit score to buy a house or refinance

620 credit score


USDA loans

USDA loans require a minimum 580 credit score to buy a house or refinance

580 credit score


HOMEPATH

HomePath loans require a minimum 620 credit score to buy a house

620 credit score


HARP refinance

HARP loans require no minimum credit score to refinance

No minimum credit score


Freddie Mac

Freddie Mac loans require a minimum 620 credit score to buy a house or refinance

620 credit score


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