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Licensed in the State of New Jersey


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Minimum Credit Score Needed

to Buy a Home or Refinance


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FHA loan

Requires a minimum credit score of 500 to buy a home or refinance

FHA minimum

credit score 500


VA loan

Requires a minimum credit score of 500 to buy a home or refinance

VA minimum

credit score 500


Fannie Mae

Requires a minimum credit score of 620 to buy a home or refinance

Fannie Mae minimum

credit score 620


Freddie Mac

Requires a minimum credit score of 620 to buy a home or refinance

Freddie Mac minimum

credit score 620


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