Mortgage World Home Loans of New Jersey is an online mortgage company specializing in loans for first time home buyers.
To buy a home with 3.5% down payment and a minimum
credit score of 580 using an FHA loan apply now. Home buyers looking to buy a home with a minimum 5% down payment using a conventional loan apply here.
Call us 888.958.5382
We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.
Minimum Credit Score Needed
to Buy a Home or Refinance
Requires a minimum credit score of 500 to buy a home or refinance
A collection is minor in nature usually does not need to be paid off as a condition for loan approval
Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date
Foreclosure must have been resolved for at least 3 years
FHA guidelines requires three year past from the date of sale of the property
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