FHA Mortgage Rate
FHA-World.com - FHA Mortgage Rate. We offer a large selection of products to refinance or buy a home. We can provide you with all the financing services you need at a great rate.
Whether you're planing to refinance, buy your first home, lower your monthly payments, buy a second home, consolidate debt or get pre-approved for a mortgage. We are devoted to providing you with first class personal service, featuring the ultimate in technology, courtesy, reliability and dependability.
Purchase or Refinance?
* FHA Loans
* Mortgage Refinance
* Conventional Mortgages
* Home Buyer Mortgages
Call Now, Our Staff is Available!
Call for a Rate Quote...
1-888-426-8886
Closing your Loan On Time Every Time!
We also provide the following services:
* Credit Analysis
* Pre-Approvals
* Divorce Refinance
* Bankruptcy Bail Outs
* First Time Home Buyer Programs
We have the experience in mortgage industry.
Our team has over 25 years of experience in the mortgage industry. Our commitment to you will always be to make your experience with FHA-World.com the very best it can be at the very best rates possible with a total focus on service, honesty, reliability and all with your complete satisfaction in mind.
For more information on refinancing, buying a home or to see if you qualify for a home loan please give FHA-World.com a call at 1-888-426-8886.
FHA-World.com - FHA Loans
FHA Refinance - FHA refinance loans allow borrowers to reduce the interest rate on your current mortgage.
FHA Cash Out Refinance - FHA cash out refinance allows home owners to reduce their interest rates and get cash.
FHA Streamline Refinance - FHA streamline refinance refers only to the amount of documentation and underwriting that needs to be performed.
FHA 203K Loan - The loan program offers the borrower one mortgage loan, to finance both the acquisition and the rehabilitation of the property.
FHA Purchase - For most Americans, an FHA loan is the best way to finance the purchase of a new home.
FHA Closing Cost - Generally refers to a group of fees the buyer and/or seller must pay during the closing settlement process.
FHA Mortgage Rates - Today's historically low interest rates make now the perfect time to purchase a new home or refinance.
FHA Credit Score needed to buy
a house or refinance
FHA loan requirements new borrowers with less than a 580 credit score will be required to put down at least 10%
FHA requires a minimum credit score of 500 to buy a home or refinance
Bankruptcy
Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date
Foreclosure
Foreclosure must have been resolved for at least 3 years
Government loan: Seasoning is determined by the date the claim was paid
Loans other than Government: Seasoning is determined by the date of sale the lender sold the property
Short Sale
FHA guidelines requires three year past from the date of sale of the property
What documentation will I need?
- W2's or Personal tax returns for 2 years
- Current pay stubs for the past month
- Bank statements for last 2 months (all pages)
- Clear copy of Driver’s License (front and back)
- Clear copy of SS card (front and back)