Licensed in the State of Florida

Licensed in the State of New Jersey


2017 VA loan requirements manufactured homes Florida


2017 VA loan requirements manufactured homes Florida - What's the minimum credit score for a manufactured VA home loan in Florida?

The VA changed the minimum credit scores for new borrowers:

  • Borrowers are required to have a minimum credit score of 500 to qualify for the VA's ZERO down payment program
  • The VA allows the seller to pay up to 4% of the purchase price for your closing cost

VA makes the rules for loans they will guarantee and the minimum credit score to buy a house with a VA loan is 500. In the old days, the VA did not have a minimum credit score requirement.

VA minimum credit score for major banks

All the major banks Wells Fargo, Bank of America, Chase, Citigroup, etc. have minimum credit score requirements for VA loans. When you apply for a VA loan at a major bank and they tell you their minimum credit score requirement is 640. This does not mean that it's VA's minimum credit score. It means that it is the bank's minimum credit score requirements.

After the financial crisis of 2008 all the major banks raised their standards for approving VA loans. Because the banks make the rules for loans they will approve they may require a minimum credit score of 640 for their loans. These guidelines are the bank's guidelines. What this means is that all the major banks including Wells Fargo, Bank of America, Chase, Citigroup, etc. make the rules for the loans they approve.

VA makes the rules for loans they will guarantee and the minimum credit score to buy a house with a VA loan is 500.

2017 VA loan requirements manufactured homes Florida

Mortgage World Home Loans is an online mortgage company specializing in VA loans for manufactured home loan in Florida with ZERO down payment with a minimum credit score of 500. VA will also require an engineer foundation certification that it is in compliance with VA guidelines for all double-wide manufactured home loans.

Apply now!

Call us 888.958.4228


We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.


We look forward to working with you.

2017 VA purchase Certificate of Eligibility VA refinance VA loan no credit score

100% Financing Available For Veterans!

VA home loan

  • No money down 100% financing
  • 500 minimum qualifying credit score
  • No credit scores are allowed
  • Owner Occupied Properties only
  • Lowest representative score from all borrowers will be used for qualification purposes

VA home loan

The VA requires a minimum credit score of 500

  • Purchase
  • Refinance
  • IRRRL Streamline

VA minimum

credit score 500


Call Now, Our Staff is Available

888-958-4228

Apply Now!