Pre Approval Letter


The reason for getting pre-approved for an FHA loan is so that you do not go through the home finding process just to find out that you do not qualify for an FHA loan.

Most real estate agent require that you have a pre-approval letter to make an offer. FHA pre approval letter tells the seller that you have been pre approved for a mortgage.

Example of a FHA Pre-Approval letter: Pre Approval Letter

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Request Pre Approval Letter

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Minimum Credit Score Needed

to Buy a Home

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FHA

Requires a minimum credit score of 500 to buy a home or refinance

FHA minimum

credit score 500

Fannie Mae

Requires a minimum credit score of 620 to buy a home or refinance

Fannie Mae minimum

credit score 620

Freddie Mac

Requires a minimum credit score of 620 to buy a home or refinance

Freddie Mac minimum

credit score 620

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