FHA Streamline Florida 2017

FHA Streamline Florida 2017

To qualify for a FHA Streamline Florida 2017 refinance FHA requires you to currently have an FHA mortgage and your mortgage payments for the last 12 months have been made on time. If you currently have an FHA mortgage and want to refinance FHA allows you to refinance.

To qualify no mortgage late payments last 12 months
Collection accounts do not have to be paid off
No minimum credit score to qualify
No employment verification
No credit report required
No credit score required
No income verification
No cost FHA refinance
No appraisal required
No asset verification

A borrower is eligible for a FHA streamline refinance without credit qualifying if they has owned the property for at least six (6) months. Individuals may be deleted from the title on a streamline refinance if the remaining owner-occupant can demonstrate that he/she has made the mortgage payments during this time.

To qualify for a streamline refinance there must be a net tangible benefit to the homeowner. Net tangible benefit is defined as a 5% reduction to the principal and interest (P&I) of the mortgage payment plus the annual mortgage insurance premium (MIP) or refinancing from an Adjustable Rate Mortgage (ARM) to a fixed rate mortgage.

the borrower must have made at least six payments on the FHA-insured
mortgage being refinanced at least six full months must have passed since the first payment due date of the refinanced mortgage
at least 210 days must have passed from the closing date of the mortgage being refinanced

FHA streamline refinances are designed to lower the monthly principal and interest payments on a current FHA-insured mortgage. The new loan must involve no cash back to the borrower, except for minor adjustments at closing, not to exceed $500.

New FHA guidelines does not allow your new mortgage balance to increase. FHA does not require an appraisal on a streamline refinance. FHA does not require a credit report. No minimum credit score is required. Effective on or after April 18, 2011, FHA no longer requires employment and income verification on streamline refinance loans.

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This Form cannot be submitted until the missing fields (labelled below in red) have been filled in
FHA Streamline
Please note that all fields followed by an asterisk must be filled in.
Property State*
County of subject property*
Property Type*
ZIP code of property*
Use of property *
Is your current mortgage an FHA *
Are you requesting a loan with a spouse or co-borrower*
If yes, co borrower first name
Your middle initial
Co borrower Last name
Please choose a suffix
Co borrower Address
Co borrower social security number
Co borrower date of birth
What interest rate do you have now*
Fixed rate or Adjustable
Current loan balance - How much do you owe now*
Have you had a mortgage late payment in the last 12 months
Your first name*
Your middle initial
Your last name*
Please choose a suffix
Daytime/Work Phone*
Evening Phone*
Cell Phone*
What is your email address*
Property address*
City*
State*
ZIP code*
How long have you lived at this address*
Date of birth*
Marital status*
Citizenship status*
Social Security #*
What is your monthly housing payment*
Annual Premium Homeowners Insurance*
How much are your property taxes a year*
Please tell us about any special circumstances that may apply to your loan request and/or the best time for us to call you:

We look forward to working with you.

We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.

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FHA Streamline Refinance Requirements

To qualify for a streamline refinance your current mortgage must be a FHA mortgage

No Minimum Credit Score Required

There are no minimum credit scores required to qualify for a streamline refinance

No credit score required

No Appraisal Required

There is no appraisal required to qualify for a streamline refinance

No appraisal required

No employment verification

You don't even have to have a job they don't verify it

No employment required

No credit report required

You must have 12 months on time mortgage payments

Apply Now

Call Us 888-958-4228

www.MORTGAGE-WORLD.com LLC is not an agency of the state or federal government and is not affiliated with the Federal Housing Administration. Licensee will not make any mortgage loan commitments or fund any mortgage loans under the advertised program. All loans arranged with third-party providers. Licensed by the Connecticut Department of Banking Connecticut Mortgage Correspondent Lender MCL-1630225 Licensed by the NJ Department of Banking and Insurance NJ Correspondent Residential Mortgage Lender License Licensed by the Florida Office of Financial Regulation Florida Mortgage Lender License MLD1987 NMLS ID 1630225 www.MORTGAGE-WORLD.com LLC 535 Bergen Blvd. Suite 2 Ridgefield NJ 07657 Call 888-958-5382