640 Credit Score Jumbo Loan
Borrowers must have been continuously employed for 2 years, self-employed borrowers must have been operating the same business for 2 years.
Minimum credit score 640 based on no less than three trade lines established for one or more years, no history of foreclosure or bankruptcy over the past four years, no late housing history over past year and no late installment debt over past six months.
Personal tax returns for past 2 years with a maximum debt to income ratio of 46%.
Purchase or refinance get the lowest jumbo mortgage rates for self employed borrowers.
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Purchase 80% to $450,000 75% to $850,000 65% to 1,250,000 |
Rate & Term Refinance 80% to $450,000 75% to $850,000 65% to 1,250,000 |
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Cash-out Refinance 70% to $850,000 60% to $1,250,000 |
Max Cash-Out $250,000 at 70% LTV $500,000 at 60% LTV $750,000 at 50% LTV |
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www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.
We look forward to working with you.
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640 Minimum Credit Score Jumbo Loan
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