Buy House Florida

---

Minimum Credit Score to buy a house or refinance

* FHA requirements new borrowers will now be required to have a minimum credit score of 580 to qualify for 3.5% down payment

* FHA loan requirements new borrowers with less than a 580 credit score will be required to put down at least 10%

FHA Credit Score

Requires a minimum credit score of 500 to buy a home or refinance

Apply Now!

Collection accounts

A collection is minor in nature usually does not need to be paid off as a condition for loan approval

Bankruptcy

Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date

Foreclosure

Foreclosure must have been resolved for at least 3 years 

• Government loan: Seasoning is determined by the date the claim was paid
• Loans other than Government: Seasoning is determined by the date of sale the lender sold the property

Short Sale

FHA guidelines requires three year past from the date of sale of the property

Call Now, Our Staff is Available

888-958-4228

Apply Now!

Recent Articles

• 
• 
• 

1. FHA lender below 640 credit score COVID 19 New Jersey

   Sep 28, 23 10:42 AM

   FHA Loans - FHA lender below 640 credit score COVID 19 New Jersey een told that you need a minimum credit score to qualify for an FHA loan and you don't qualify? Call us 888-958-5382 or compete our on…

   Read More

2. FHA lender below 640 credit score COVID 19 Florida

   Sep 28, 23 10:41 AM

   FHA Loans - FHA lender below 640 credit score COVID 19 Florida. Have you been told that you need a minimum credit score to qualify for an FHA loan and you don't qualify? Call us 888-958-5382 or compet…

   Read More

3. FHA below 680 credit score - COVID 19

   Sep 28, 23 10:39 AM

   COVID 19 Update - FHA below 680 credit score. Have you been told that you need a minimum credit score to qualify for an FHA loan and you don't qualify because your credit score is to low? Our minimum…

   Read More

---

---

New Jersey Location

Call Now, Our Staff is Available!

800.516.9166