Buy House Florida

Buy House Florida

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www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.


We look forward to working with you.

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Minimum Credit Score to buy a house or refinance

* FHA requirements new borrowers will now be required to have a minimum credit score of 580 to qualify for 3.5% down payment

* FHA loan requirements new borrowers with less than a 580 credit score will be required to put down at least 10%

FHA Credit Score

Requires a minimum credit score of 500 to buy a home or refinance

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Collection accounts

A collection is minor in nature usually does not need to be paid off as a condition for loan approval

Bankruptcy

Chapter 7 Bankruptcy at least two years must have elapsed since the discharge date

Foreclosure

Foreclosure must have been resolved for at least 3 years 

  • Government loan: Seasoning is determined by the date the claim was paid
  • Loans other than Government: Seasoning is determined by the date of sale the lender sold the property

Short Sale

FHA guidelines requires three year past from the date of sale of the property

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888-958-4228

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Recent Articles

  1. FHA lender below 640 credit score COVID 19 New Jersey

    Sep 28, 23 10:42 AM

    FHA Loans - FHA lender below 640 credit score COVID 19 New Jersey een told that you need a minimum credit score to qualify for an FHA loan and you don't qualify? Call us 888-958-5382 or compete our on…

    Read More

  2. FHA lender below 640 credit score COVID 19 Florida

    Sep 28, 23 10:41 AM

    FHA Loans - FHA lender below 640 credit score COVID 19 Florida. Have you been told that you need a minimum credit score to qualify for an FHA loan and you don't qualify? Call us 888-958-5382 or compet…

    Read More

  3. FHA below 680 credit score - COVID 19

    Sep 28, 23 10:39 AM

    COVID 19 Update - FHA below 680 credit score. Have you been told that you need a minimum credit score to qualify for an FHA loan and you don't qualify because your credit score is to low? Our minimum…

    Read More


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