HARP Application

What documentation will I need?

• Personal tax returns for the past 2 years
• Current pay stubs for the past month
• Bank statements for last 2 months (all pages)
• Latest retirement statement for each active account (all pages)
• Clear copy of Driver’s License (front and back)
• Clear copy of SS card (front and back)
• Addresses and loan information of other real estate owned (if any)

Mortgage rates

HARP Application

Please note that all fields followed by an asterisk must be filled in.

Call us 888.958.4228


We recognize the importance to you of keeping your information secure and confidential. We will not sell or share your personal information.


We look forward to working with you.

Understanding the Role of a Mortgage Broker for the Best Mortgage Rates in New Jersey

We look forward to working with you.

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HARP Program

No Minimum

Credit Score requirements

  • No minimum credit score HARP refinance
  • Zero mortgage late in last 6 months
  • One times 30 days late in last 7 - 12 months

Eligible Property Types

  • Primary Residence 1 - 4 units
  • Second Home 1 - 4 units
  • Investment Property 1 - 4 units

HARP Program

The program should

  • Reduce the interest rate
  • Replace an ARM or Interest-Only payment loan
  • Reduce the monthly Principal and Interest payment
  • Reduce the amortization term

HARP Program

Home Affordable Refinance Program allows you take advantage of current market rates even if you are underwater.


Call Now, Our Staff is Available

888-958-4228

Apply Now!