• Current pay stubs for the past month • Personal tax returns for the past 2 years with W2's • Bank statements for last 2 months (complete all pages) • Sales contract (purchase only) • Clear copy of Driver’s License (front and back) • Clear copy of SS card (front and back)
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www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.
First time homebuyer New Jersey 2023. FHA minimum credit score is 500... minimum down payment... maximum loan amounts... loan-to-value (LTV) requirements... debt-to-income ratios... housing expense ra…
FHA credit score requirements. FHA policy 3.5% down payment with above 580 credit score. Below 580 10% down payment. FHA refinance requires a minimum 500 credit score for a cash out or rate and term…
Fannie Mae requires a minimum 620 credit score to buy a house
My Community
program requires a minimum down payment of 5%. The borrower’s income
cannot exceed 100% of the annual HUD Area Median Income for the subject
property’s location.
Home Possible®
program requires a minimum down payment of 5%. First Time Home Buyers
must participate in a home ownership education program. 40-year fixed
rate Home Possible® mortgage.
Community Solution
loans provide additional flexibilities for teachers/educational
institution employees, firefighters, police, healthcare workers and
military personnel.
HomeChoice
loans offer borrowers with a disability or who have a family member
with a disability who may need greater underwriting flexibilities,
including non-occupying co-borrowers.
HomePath® program is a fixed-rate, fully amortizing loan program
that provides the financing for properties that are owned by Fannie Mae as a
result of foreclosure or other similar action such as a deed-in-lieu.