FHA manufactured home loan

FHA Manufactured Home Loan

A manufactured home is a factory-built home, constructed to the Federal Manufactured Construction and Safety Standards implemented June 15, 1976. The structure is transportable in one or multiple sections to the permanent site and is permanently affixed to the foundation and taxed as real estate.

To be eligible for an FHA mortgage all manufactured homes must comply with the following:

have a floor area of not less than 400 square feet
be constructed after June 15, 1976, in conformance with the Federal Manufactured Home Construction and Safety Standards, as evidenced by an affixed certification label in accordance with 24 CFR 3280.11(manufactured homes produced prior to that date are ineligible for insured financing)
be classified as real estate (but need not be treated as real estate for purposes of state taxation)
the mortgage must cover both the manufactured unit and its site and shall have a term of not more than 30 years from the date amortization begins
built and remains on a permanent chassis
designed to be used as a dwelling with a permanent foundation built to FHA criteria
the finished grade elevation beneath the manufactured home or, if a basement is used, the grade beneath the basement floor shall be at or above the 100-year return frequency flood elevation

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Call us 888-958-5382

www.MORTGAGE-WORLD.com LLC is an online mortgage company specializing in FHA loans for first time home buyers.

Apply Now!

Call us 888.958.5382

FHA minimum down payment of 3.5%

VA loan no minimum down payment

Fannie Mae minimum down payment of 5%

USDA no minimum down payment

Application

Please note that all fields followed by an asterisk must be filled in.

Property State*

County of subject property*

How did you hear about us*

	Internet
	Realtor
	Referral
	Other

If Realtor - Realtor's Name

Purchase or Refinance*

When do you want to close*

Describe your Credit*

Property type*

Occupancy*

Loan type*

Have you ever declared bankruptcy, when was it discharged*

Do you have any foreclosures*

Have you ever had a short sale*

Do you have any collection accounts, excludung medical*

Verifiable rental or mortgage history*

Property value*

Loan Amount*

Your first name*

Your middle initial

Your last name*

Please choose a suffix

Daytime/Work Phone*

Evening Phone*

Cell Phone*

What is your employment status *

What is your email address*

Current mailing address*

City*

State*

ZIP code*

How long have you lived at this address*

Date of birth*

Citizenship status*

Social Security #*

Marital status*

Are you requesting a loan with a spouse or Co-borrower*

If Co-borrower, Co-borrower first name

Co-borrower last name

Co-borrower current mailing address

City

State

Zip code

Co-borrower date of birth

Co-borrower Social Security #

What are your total monthly debt payments, excluding housing*

What is your monthly housing payment*

Annual Income*

stocks, bonds, mutual funds, 401K checking and savings*

How much do you have in stocks, bonds, mutual funds, 401K*

Please tell us about any special circumstances that may apply to your loan request and/or the best time for us to call you

FHA purchase FHA refinance FHA 203k loan FHA cash out $100 down loan

FHA loan requirements - ‎FHA loan limits - ‎FHA loans - ‎FHA Streamline

We look forward to working with you.

Minimum credit score needed

to buy a manufactured home or refinance

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FHA

Requires a minimum credit score of 500 to buy a house or refinance

FHA minimum

credit score 500

FHA streamline

requires no minimum credit score to refinance

FHA streamline

no minimum credit score

Requires a minimum credit score of 500 to buy a house or refinance

VA minimum

credit score 500

HARP refinance

requires no minimum credit score to refinance

HARP no minimum

credit score

Fannie Mae

Requires a minimum credit score of 620 to buy a house or refinance

Fannie Mae minimum

credit score 620

Freddie Mac

Requires a minimum credit score of 620 to buy a house or refinance

Freddie Mac minimum

credit score 620

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888.958.5382

Apply Now!

Apply Now!

Call 800.516.9166

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